Goals
How do I set or change my monthly spending goal?
Set one monthly spending goal and track how the current month is pacing.
Quick answer
Open Settings, choose Spending goal, enter the monthly spending amount you want to target, and save it.
Steps
- 1Open Finance AI.
- 2Go to Settings.
- 3Tap Spending goal.
- 4Enter your monthly spending goal.
- 5Save the change.
How the goal is used
Finance AI uses one monthly spending goal rather than many category budgets. The home screen compares your current month against a personalized pace learned from your previous three completed months and shows whether you are pacing above or below it.
Once you save a goal, that amount remains active for each new month until you change it. You do not need to enter the same goal again when the calendar rolls over.
Changing a transaction's date or category can change goal progress because the transaction may move into or out of the current month or spending total.
What counts toward the goal
Spending totals focus on ordinary spending categories. Income and transfers are separated so they do not distort your spending goal progress.
Frequently asked questions
How do I set or change my monthly spending goal?
Open Settings, choose Spending goal, enter the monthly spending amount you want to target, and save it.
How the goal is used?
Finance AI uses one monthly spending goal rather than many category budgets. The home screen compares your current month against a personalized pace learned from your previous three completed months and shows whether you are pacing above or below it. Once you save a goal, that amount remains active for each new month until you change it. You do not need to enter the same goal again when the calendar rolls over.
What counts toward the goal?
Spending totals focus on ordinary spending categories. Income and transfers are separated so they do not distort your spending goal progress.